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	<title>Free Home Loan Manual &#187; Realtor</title>
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		<title>Internet Marketing For Real Estate Agents Brings Results</title>
		<link>http://www.freehomeloanmanual.com/252/internet-marketing-for-real-estate-agents-brings-results/</link>
		<comments>http://www.freehomeloanmanual.com/252/internet-marketing-for-real-estate-agents-brings-results/#comments</comments>
		<pubDate>Mon, 07 Sep 2009 12:29:40 +0000</pubDate>
		<dc:creator>Alexis Jameson</dc:creator>
				<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[agent]]></category>
		<category><![CDATA[Broker]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[internet]]></category>
		<category><![CDATA[investor]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[marketing for real estate agents]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[myspace]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[viral]]></category>

		<guid isPermaLink="false">http://www.freehomeloanmanual.com/home-loan/internet-marketing-for-real-estate-agents-brings-results/</guid>
		<description><![CDATA[If a real estate professional has a listing that is sitting unsold for months and months perhaps the wrong marketing strategies are being utilized. Property that remains unsold doesn't make the agency or the agent any money. If traditional methods of marketing real estate have failed then alternate methods of marketing must be explored. Internet marketing for real estate agents provides more listings and more sales.]]></description>
			<content:encoded><![CDATA[<p>If a real estate professional has a listing that is sitting unsold for months and months perhaps the wrong marketing strategies are being utilized. Property that remains unsold doesn&#8217;t make the agency or the agent any money. If traditional methods of marketing real estate have failed then alternate methods of marketing must be explored. Internet marketing for real estate agents provides more listings and more sales.</p>
<p>Many agencies have relied in traditional marketing methods. These can include newspaper advertisements, direct mailing and cold calling. While these methods are satisfactory for reaching the local market, how does the real estate professional reach out to the person who may be relocating to their area?</p>
<p>Drawing customers from outside of the local area may be the only way for a real estate professional to move their inventory of homes. Random mailings are ineffective as are cold calls to out of area people. There is one way to insure that your inventory of homes is brought to the front of anyone interested in moving to your local area.</p>
<p>On line marketing increases exposure of a property to prospective buyers and can bring more listings to the agency from sellers who desire to expose their property to a wider purchasing pool. Both of these factors work as a benefit to both the agency and the agent.</p>
<p>Marketing on the internet increases exposure to both local and out of town buyers. Additionally, sellers find this method of marketing attractive since it increases the exposure of their property to more buyers. This can result in more listings for the agency.</p>
<p>Properties can be advertised on the Internet including all of the data from the MLS form, photographs or even videos of the residence. While photographs allow the prospective client visuals of the residence, videos allow for a complete view of the residence. One common question prospects have is &#8220;how many closets are there and how big are they?&#8221;. Through the use of a video included in the on-line listing, that question is simply answered. Digital video cameras have the ability to store images in the WAV format which can be interpolated by any media player.</p>
<p>Internet marketing for real estate agents provides more listings and more sales for both the agent and the agency. The minimal cost of internet marketing can increase the profitability for both agent and agency. The ability to place a listing on line is highly attractive to homeowners. The ability to view listings on line is highly attractive to homebuyers. Internet marketing for real estate agents provides a win-win-win situation for agent, buyer and seller.</p>
<p>Want to get new buyers and sellers fast? Discover the secrets most real estate professionals will never kimmediately about getting 10-15 new clients / month with Web 2.0 <a href="http://RealEstateCrusher.com">marketing for real estate agents</a>. For more information, visit <a href="http://RealEstateCrusher.com">http://RealEstateCrusher.com</a> immediately!</p>

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		<title>What You Need To Know Before Buying A House</title>
		<link>http://www.freehomeloanmanual.com/249/what-you-need-to-know-before-buying-a-house-2/</link>
		<comments>http://www.freehomeloanmanual.com/249/what-you-need-to-know-before-buying-a-house-2/#comments</comments>
		<pubDate>Fri, 04 Sep 2009 09:02:44 +0000</pubDate>
		<dc:creator>John Dashwood</dc:creator>
				<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[consumer]]></category>
		<category><![CDATA[equity]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[Lansing]]></category>
		<category><![CDATA[Michigan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[purchase]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[Refinance]]></category>

		<guid isPermaLink="false">http://www.freehomeloanmanual.com/home-loan/what-you-need-to-know-before-buying-a-house-2/</guid>
		<description><![CDATA[You were just surfing the net and you saw a picture of this unbelievable house, the perfect house. You know it's the house you want to buy and live in forever. Slow down. Just because the house looks good on the web, doesn't mean it's your dream house. There are a lot of questions to ask and things to consider before taking on the responsibility of a home.]]></description>
			<content:encoded><![CDATA[<p>You were just surfing the net and you saw a picture of this unbelievable house, the perfect house. You know it&#8217;s the house you want to buy and live in forever. Slow down. Just because the house looks good on the web, doesn&#8217;t mean it&#8217;s your dream house. There are a lot of questions to ask and things to consider before taking on the responsibility of a home.</p>
<p>If this is your first time to shop for a home, don&#8217;t go into the deal unprepared. Apart from the paperwork, it is important too to take a look into that house up for sale; it&#8217;s just right because after all you are going to live in it and live with a mortgage. You look at the house and ask how much it will cost you before you can apply for a mortgage. </p>
<p>Look around the area and see if the neighbors have pride in their homes. If other homes in the neighborhood aren&#8217;t well maintained, it affects the value of the houses that are maintained. Fancy areas carry fancy price tags. If the house needs repairs see if the seller will complete them before the sale.</p>
<p>If it needs repairs, check out the extent of repairs needed and how much it will cost. Armed with the information you can always ask for a lower price or if the cost of the repairs is beyond your present budget for your mortgage, skip it. As for the repaired houses, always check the basement. A damp basement will show water stains on the floor and walls and give off a musty smell. Molds might be lurking on the walls and ceilings and will need professional help to remove safely. </p>
<p>If the kitchen appliances are being sold with the house, find out how old they are and if they are energy efficient. If you have to buy new appliances it will be a major expense. If the countertops are damaged or need replacement that can be another major cost. Are the cabinets attractive and in good repair? The kitchen is the most expensive room in a house to remodel. Ask about the water and sewage. It is city lines or well and septic? If it&#8217;s septic, how old is the system?</p>
<p>Next to the kitchen, the bathroom is the most expensive room to remodel. Is the bathtub and shower clean and in good repair? How old is the hot water heater? What about the sink and toilet? Any cracks or discoloration? Have the home inspected by a professional who can check the plumbing and electrical systems.</p>
<p>Always take the time to look in the attic. Check to make sure that the attic is properly insulated. Look for any sign of roof leaks. Even roofs that look okay can have leaks. Attics need to be ventilated. Is there a fan? Windows? Other type of ventilation? Examine the windows and doors for fit and make sure the exterior maintenance is up to par.</p>
<p>After the interiors and the exteriors, check out the neighborhood. Do some research about the crime rate in the area. Is your house vulnerable to break-ins? Is the next neighbor a mile away? Are the houses crammed into a little neighborhood? After visiting the house on a nice sunny day, visit it on a rainy day to see how it fares. If there&#8217;s no problem, then make a deal according to the mortgage you can afford.</p>
<p>If you are looking for more advice about <a href="http://www.lansingmimortgage.com/good-reasons-to-be-optimistic.html">Okemos mortgage</a>, you should check out this site which has great info about <a href="http://www.lansingmimortgage.com/">here</a>.</p>

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		<title>What You Need To Know Before Buying A House</title>
		<link>http://www.freehomeloanmanual.com/248/what-you-need-to-know-before-buying-a-house/</link>
		<comments>http://www.freehomeloanmanual.com/248/what-you-need-to-know-before-buying-a-house/#comments</comments>
		<pubDate>Thu, 03 Sep 2009 11:35:38 +0000</pubDate>
		<dc:creator>Assistant Editor</dc:creator>
				<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[consumer]]></category>
		<category><![CDATA[equity]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[Lansing]]></category>
		<category><![CDATA[Michigan]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[purchase]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[Realtor]]></category>
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		<description><![CDATA[You saw a picture pretty home being sold online and you definitely want it. Should you buy it outright? Definitely you won't. You'll have to take a good and long hard look into it before you sign the dotted line and live in that house forever. That's right. People are getting smarter when buying homes after the mortgage and real estate industry tripped.]]></description>
			<content:encoded><![CDATA[<p>You saw a picture pretty home being sold online and you definitely want it. Should you buy it outright? Definitely you won&#8217;t. You&#8217;ll have to take a good and long hard look into it before you sign the dotted line and live in that house forever. That&#8217;s right. People are getting smarter when buying homes after the mortgage and real estate industry tripped.</p>
<p>If this is your first time to shop for a home, don&#8217;t go into the deal unprepared. Apart from the paperwork, it is important too to take a look into that house up for sale; it&#8217;s just right because after all you are going to live in it and live with a mortgage. You look at the house and ask how much it will cost you before you can apply for a mortgage. </p>
<p>So check out that house from top to bottom and investigate the neighborhood. However, you must be aware that the more upscale the neighborhood, the pricier the house will be. So if you fall in love with the house at first sight on site, buy it; before you do, rate the house according to: need repairs, repaired, and brand-new. </p>
<p>If the home need repairs and the seller is not willing to complete the repairs, you may still be able to buy the home. Try to use repair issues to leverage for a lower price. The mortgage company may require an escrow for major repairs, so if you can&#8217;t put up the money you may be unable to get a mortgage. The most important areas of the house to check are the basement and the roof. Look for evidence of leaks or flooding. Mold can be a serious and expensive problem.</p>
<p>If the kitchen appliances are being sold with the house, find out how old they are and if they are energy efficient. If you have to buy new appliances it will be a major expense. If the countertops are damaged or need replacement that can be another major cost. Are the cabinets attractive and in good repair? The kitchen is the most expensive room in a house to remodel. Ask about the water and sewage. It is city lines or well and septic? If it&#8217;s septic, how old is the system?</p>
<p>The bathroom is another expensive remodeling job. Are the tub/shower, the sink and the toilet in good condition? Is there any evidence of leaks? Any cracks? Are the cabinets in good shape? Do you see any sign of mold or mildew? Mold and mildew can be indicators of more serious problems. Are the floors buckled? That can indicate a plumbing problem.</p>
<p>Always take the time to look in the attic. Check to make sure that the attic is properly insulated. Look for any sign of roof leaks. Even roofs that look okay can have leaks. Attics need to be ventilated. Is there a fan? Windows? Other type of ventilation? Examine the windows and doors for fit and make sure the exterior maintenance is up to par.</p>
<p>After the interiors and the exteriors, check out the neighborhood. Do some research about the crime rate in the area. Is your house vulnerable to break-ins? Is the next neighbor a mile away? Are the houses crammed into a little neighborhood? After visiting the house on a nice sunny day, visit it on a rainy day to see how it fares. If there&#8217;s no problem, then make a deal according to the mortgage you can afford.</p>
<p>If you are looking for more advice about <a href="http://www.lansingmimortgage.com/get-pre-qualified-online-now">mortgage Lansing MI</a>, you should check out this site which has great info about <a href="http://www.lansingmimortgage.com/">this site</a>.</p>

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		<title>How to Use Viral Real Estate Marketing on MySpace</title>
		<link>http://www.freehomeloanmanual.com/210/how-to-use-viral-real-estate-marketing-on-myspace/</link>
		<comments>http://www.freehomeloanmanual.com/210/how-to-use-viral-real-estate-marketing-on-myspace/#comments</comments>
		<pubDate>Sat, 11 Jul 2009 11:37:08 +0000</pubDate>
		<dc:creator>Dr. Matthew Loop</dc:creator>
				<category><![CDATA[Home Loan]]></category>
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		<category><![CDATA[viral]]></category>

		<guid isPermaLink="false">http://www.freehomeloanmanual.com/home-loan/how-to-use-viral-real-estate-marketing-on-myspace/</guid>
		<description><![CDATA[Alright, some of you are probably wondering, "What the heck is viral marketing?" Let me clear something up fast. "Viral marketing" is in no way related to a computer virus. On the contrary, this term is referring to a marketing plan which propagates like a virus. Simply put, from one person to the next at high speed.]]></description>
			<content:encoded><![CDATA[<div style='italic;' class='home-laonbyline'>by Dr. Matthew Loop</div>
<p>Alright, some of you are probably wondering, &#8220;What the heck is viral marketing?&#8221; Let me clear something up fast. &#8220;Viral marketing&#8221; is in no way related to a computer virus. On the contrary, this term is referring to a marketing plan which propagates like a virus. Simply put, from one person to the next at high speed.</p>
<p>It is otherwise known as &#8220;buzz marketing,&#8221; but viral marketing just refers to any trick or strategy to establish buzz, while getting other individuals to market you product or service for you. This is all done with no extra effort on your behalf. This can be extremely effective for real estate professionals like investors, realtors, agents, brokers and it&#8217;s very lucrative.</p>
<p>Take for example sending an email, bulletin, or message concerning a thought about real estate to about 100 people, and having 15% of the recipients pass it on to 100 people and 15% of those folks do the same, etc.  Do you see how this pyramid effect extends to hundreds of thousands of people?</p>
<p>This is the very genius behind viral marketing.  It&#8217;s about getting your message out to exponentially more people than you ever could have by conventional means.  It seems sneaky, but you can basically target prospects that will then be converted to your message and begin to promote it.</p>
<p>Learning to utilize the social popularity of videos, games, comment graphics, and other things, you have the ability to reach-out to an infinite sea of MySpace friends, that would typically be beyond your marketing contact. I recommend utilizing a viral approach anytime you send messages, bulletins, comments, etc. to market. In the 30 video training series I&#8217;ve assembled, I demonstrate exactly how to do this, step-by-step for real estate professionals, chiropractors, mlm and network marketers, and many others.</p>
<p>Take advantage of this viral approach when you send out any messages, bulletins, comments and blogs into the market.  My training series is comprised of 30 easy-to-follow videos that will take you step by step to your own success in real estate, chiropractic practice, network marketers and so many more.</p>
<p>I can&#8217;t stand to see another real estate marketer make another whopping mistake on MySpace, but it happens more than you can imagine. This can greatly hinder your future growth.  Don&#8217;t make your profile look like a big promo ad, glaring in everyone&#8217;s face.  Not only will it look like Spam and people will be turned off by it, but MySpace might just pull your profile for unregulated solicitation.</p>
<p>And not only that, but MySpace will erase your account so that you can&#8217;t participate in the network at all if you just look like a cheap solicitor.  You simply want your profile to draw a huge friend list, in the easiest, timeliest way possible.  Then you can market to your friends softly.</p>
<div class='home-laonresource'>
<div style='italic;' class='home-laonabout'>About the Author:</div>
<div class='home-laonlinks'>Use social networks to easily get an extra 15-20 new buyers and sellers / month with simple <a href="http://realestatecrusher.com">Real Estate Marketing</a> strategies. Make $30,000 + / month and create multiple streams of income with this proven social media / SEO video training series. Visit http://RealEstateCrusher.com now.</div>
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		<title>How do I get a home loan approval?</title>
		<link>http://www.freehomeloanmanual.com/67/how-do-i-get-a-home-loan-approval/</link>
		<comments>http://www.freehomeloanmanual.com/67/how-do-i-get-a-home-loan-approval/#comments</comments>
		<pubDate>Tue, 13 Jan 2009 08:44:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Debts]]></category>
		<category><![CDATA[First Time Home]]></category>
		<category><![CDATA[First Time Home Buyers]]></category>
		<category><![CDATA[Home Loan Approval]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[Time Home Buyers]]></category>

		<guid isPermaLink="false">http://www.freehomeloanmanual.com/home-loan/how-do-i-get-a-home-loan-approval/</guid>
		<description><![CDATA[I have bad credit. No credit card debt. Just various debts that are 6 plus years old. I have no savings, so would have to be 100 percent financed. Everyone tells me that first time home buyers can get loans easy, but every realtor I have tried to get a home loan through says no. [...]]]></description>
			<content:encoded><![CDATA[<div>I have bad credit. No credit card debt. Just various debts that are 6 plus years old. I have no savings, so would have to be 100 percent financed. Everyone tells me that first time home buyers can get loans easy, but every realtor I have tried to get a home loan through says no. Is there some lending agency that can  help me?</div>

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		<title>What&#8217;s the difference between being on a home loan and the title? ?</title>
		<link>http://www.freehomeloanmanual.com/65/whats-the-difference-between-being-on-a-home-loan-and-the-title/</link>
		<comments>http://www.freehomeloanmanual.com/65/whats-the-difference-between-being-on-a-home-loan-and-the-title/#comments</comments>
		<pubDate>Mon, 22 Dec 2008 11:23:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[Buying A House]]></category>
		<category><![CDATA[Buying House]]></category>
		<category><![CDATA[Realtor]]></category>
		<category><![CDATA[Stay At Home]]></category>
		<category><![CDATA[Stay At Home Mom]]></category>
		<category><![CDATA[Whole Time]]></category>

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		<description><![CDATA[We are buying a house and since I currently started working from being a stay at home mom for almost two years and I was going to school the whole time. But my realtor/lender is telling me that I can&#8217;t be on the home loan. Is that true? She is saying that I will be [...]]]></description>
			<content:encoded><![CDATA[<div>We are buying a house and since I currently started working from being a stay at home mom for almost two years and I was going to school the whole time. But my realtor/lender is telling me that I can&#8217;t be on the home loan. Is that true? She is saying that I will be on the title with my husband but I will not be on the loan? Is there any disadvantages or advantages about this?</div>

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